Snapshots Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.