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Boat Insurance

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Hardesty Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Hardesty Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Hardesty Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Location

Hardesty Insurance

5700 W State Road 46
Bloomington, IN 47404
Main office: 812-965-6433
Toll free: 800-276-9694

Our Providers

Testimonials

I've been with Hardesty Insurance for about 25 years now since about 1987. Ron provides me with clear and helpful responses to any problems I ever have, he is the best.
Ryan M.
I've been a client here for years. They handle my home, automotive, and medical insurance. The personal attention I receive from my agent is just great and very rare these days. I will definitely be renewing my policy.
Jason P.
I have been a client for 26 years. They are much more personal than other insurance companies because they are local people who are part of the local community.
Maxine B.
I dont write reviews often, or ever, but with Hardesty Insurance i think its necessary. I am new to the whole home insurance thing and Rita, step by step, walked me through all of my questions and answered them thoroughly. Rita responded right away to me and did such a great job overall. I highly recommend them!
Suzanne K.
My favorite thing about Hardesty is that they stay in constant contact with you. I recommend them all the time to friends and family.
Donna E.
Forthright and honest. I had a problem with a burst water pipe this past past winter and Ron and Rita helped immediately. We had the issue resolved within the week. I highly recommend Hardesty Insurance. I'm thinking of switching my auto insurance to them as well.
Steve F.
I've been with Hardesty Insurance for 2 years now. They provide me home owner's insurance and they are the best insurance agents I have ever had.
Kimberly E.
I've been with Hardesty Insurance a long time now, at least 20 years. They provide me with auto and home insurance and I couldn't be anymore pleased with the coverage.
Warren T.
Hardesty is a local company that is easy to contact and always will be there for you. They keep me updated with all my personal and business insurance needs.
Megan L.
Small business with owners that are very conscientious.
Donna D.
Ron and Rita run a great agency. They are always personable, always follow up and always make me feel like I matter. I have been a client of theirs for many years. They provide my homeowoner's, auto, and motorcycle coverage.
Lou M.
The agents at Hardesty Insurance are good, honest people. I am always so satisfied with their services. They deserve a 5 out of 5 stars for excellence!
Phyllis C.
We've had insurance through Hardesty for years. They have always been kind and helpful. We've had few claims and any questions or concerns we have had were always answered promptly.
Rebecca S.
I first heard about Hardesty Insurance from my wife who used them. I ended up switching over because of the convenience and excellent customer service. I would highly recommend them!
Riley C.
I used to have a policy with a different agency which I will not name... they were extremely expensive and not worth renewing with. I felt like a number. Basically, they were the opposite of Hardesty Insurance. I receive personable service and I always feel like a respected client, not a checkbook.
Sharon T.
Hardesty Insurance has competitive rates, which is what first drew me to them. However, their customer service is truly their hallmark. Rita in the office, and Ron, are great people who do their jobs superbly.
Jolene P.
Hardesty Insure will find the best insurance for your needs. They actually listen to your needs and then tell you in a straight forward manner what they believe the best package for you is
Kyle M.
Hardesty Insurance is phenomenal. It's a company full of good honest people who are easy to deal with. They also have really reasonable rates.
Eric T.
The staff is really good about helping you no matter your situation. They are going to do their absolute best to find an insurance policy that is best for you
Benny J.