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Diminishing Deductible

Good Drivers deserve Great Rewards.

As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with Hardesty Insurance, you’ll learn that being a responsible driver has its benefits. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.

When you sign up for Diminishing Deductible, you’ll receive an immediate $100 credit on your deductible. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Diminishing Deductible can receive up to a maximum of $500 credit.

For even more options, talk to a representative with Hardesty Insurance about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you won’t be responsible for paying your deductible.

It’s just one more way that Hardesty Insurance can provide quality coverage options for safe drivers.

Our Location

Hardesty Insurance

5700 W State Road 46
Bloomington, IN 47404
Main office: 812-965-6433
Toll free: 800-276-9694

Our Providers

Testimonials

I've been with Hardesty Insurance for about 25 years now since about 1987. Ron provides me with clear and helpful responses to any problems I ever have, he is the best.
Ryan M.
I've been a client here for years. They handle my home, automotive, and medical insurance. The personal attention I receive from my agent is just great and very rare these days. I will definitely be renewing my policy.
Jason P.
I have been a client for 26 years. They are much more personal than other insurance companies because they are local people who are part of the local community.
Maxine B.
I dont write reviews often, or ever, but with Hardesty Insurance i think its necessary. I am new to the whole home insurance thing and Rita, step by step, walked me through all of my questions and answered them thoroughly. Rita responded right away to me and did such a great job overall. I highly recommend them!
Suzanne K.
My favorite thing about Hardesty is that they stay in constant contact with you. I recommend them all the time to friends and family.
Donna E.
Forthright and honest. I had a problem with a burst water pipe this past past winter and Ron and Rita helped immediately. We had the issue resolved within the week. I highly recommend Hardesty Insurance. I'm thinking of switching my auto insurance to them as well.
Steve F.
I've been with Hardesty Insurance for 2 years now. They provide me home owner's insurance and they are the best insurance agents I have ever had.
Kimberly E.
I've been with Hardesty Insurance a long time now, at least 20 years. They provide me with auto and home insurance and I couldn't be anymore pleased with the coverage.
Warren T.
Hardesty is a local company that is easy to contact and always will be there for you. They keep me updated with all my personal and business insurance needs.
Megan L.
Small business with owners that are very conscientious.
Donna D.
Ron and Rita run a great agency. They are always personable, always follow up and always make me feel like I matter. I have been a client of theirs for many years. They provide my homeowoner's, auto, and motorcycle coverage.
Lou M.
The agents at Hardesty Insurance are good, honest people. I am always so satisfied with their services. They deserve a 5 out of 5 stars for excellence!
Phyllis C.
We've had insurance through Hardesty for years. They have always been kind and helpful. We've had few claims and any questions or concerns we have had were always answered promptly.
Rebecca S.
I first heard about Hardesty Insurance from my wife who used them. I ended up switching over because of the convenience and excellent customer service. I would highly recommend them!
Riley C.
I used to have a policy with a different agency which I will not name... they were extremely expensive and not worth renewing with. I felt like a number. Basically, they were the opposite of Hardesty Insurance. I receive personable service and I always feel like a respected client, not a checkbook.
Sharon T.
Hardesty Insurance has competitive rates, which is what first drew me to them. However, their customer service is truly their hallmark. Rita in the office, and Ron, are great people who do their jobs superbly.
Jolene P.
Hardesty Insure will find the best insurance for your needs. They actually listen to your needs and then tell you in a straight forward manner what they believe the best package for you is
Kyle M.
Hardesty Insurance is phenomenal. It's a company full of good honest people who are easy to deal with. They also have really reasonable rates.
Eric T.
The staff is really good about helping you no matter your situation. They are going to do their absolute best to find an insurance policy that is best for you
Benny J.